Resume - Entry Level, accounting, heavy equipment, outdoors, payroll

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Resume #70031

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Career Objective Obtaining a position in an established firm that would benefit from my many years of executive experience in the mortgage financing industry.

Career History Three months with Wells Fargo as a Personal Banker in Anchorage, AK.
Ten years of experience as principle broker and owner of Emerald Coast Mortgage in Panama City Beach, FL. This involved originating and closing millions of dollars in loans with Norwest Mortgage, Wells Fargo (after they purchased Norwest Mortgage),
Countrywide Home Loans, Union Planters Bank, Regions Mortgage, and a variety of second mortgage companies from Destin, FL., To, Atlanta, GA.

Job Description Analyzing applications for approval according to credit, employment, assets, income, and real estate owned ensuring that the information presented in the file, before it reached an underwriter, was accurate and adhered to the lender's underwriting guidelines, policies and procedures. Extensive experience with fannie maes 'Desktop Originator' (DO) web site. Correctly inputting information into their database.
Coordinating within restrictive time limits the smooth operation of all aspects of the loan process with; title companies, appraisers, pest inspections, home inspections, surveyors, realtors, underwriters, and all other departments within a lender's organization.
Familiarity with Calyx Point mortgage software.
Priorities; achieving satisfactory closure for my clients while remaining within the legal parameters set forth in Florida Statutes governing mortgage broker's and mortgage brokerage business's. As well as those guidelines set forth by Fannie Mae,
Lender's guideline's, and general principle's of moral turpitude.
Principle broker, responsibilities are, but not limited to; origination, sales, marketing, and building a reputation for enhancing customer service by being honest, trustworthy and reliable.
Assisting underwriter[s] inherent in fulfilling customers expectations of exceptional service, achieved by closely examining relevant stipulations; serving as an internal point of contact; managing and performing multiple applications in an accurate, fast paced, and challenging environment.
ACCOLADES: Within my first six months of opening my own business I was named mortgage broker of the month, twice, with Norwest Mortgage. Competitive territory included the panhandle of Florida and southern Alabama. Letter of Appreciation from Wells Fargo.

Education Bachelor of Science in Interdisciplinary Social Science, Florida State University.
A.A., Gulf Coast Community College, Phi Theta Kappa.
A.A. Pikes Peak Institute of Medical Technology, Vocational Degree.
Alaskan Public Notary. Credit Life Insurance License, Alaska.

Personal JASPER -The Job Asset and Strengths Profiler Results:
Type Five-Advocate; innovative, spontaneous, multi-Tasking, questioning.
Volunteered for V.I.T.A., Elementary Math Tutor, Hospital Front Desk.

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